Family inHome Caregiving Blog
The staged reading of the skit "Call 911" has been making the rounds at local nursing homes and calling attention to the need for end-of-life planning. We always encourage our clients to get a POLST, living trust and will before it's too late. It's also important to discuss your wishes with your loved ones. The short play, Call 911, is performed by professional actors and "It's utilizing art to discuss end-of-life issues," playwrite Cindy Gum told The Monterey Herald. Gum collaborated with the Compassionate Care Alliance to bring the play to Monterey and it's been getting good reviews.
Planning for retirement is a tricky business given the fluctuations in the stock market and real estate as well as uncertainty about future inflation rates. One rule of thumb is to have at the very least 25 years of residual living expenses (also known as RLE). For example, if you will need $1,000 a month in addition to your Social Security and any pension payments, your RLE is $1,000 per month. Those assets must then go into a relatively safe asset so that interest rates hopefully increase at least as much as inflation. If you are nearing retirement, you will want to visit a financial planner and make sure that you have a well thought out plan.
If you are looking for a fun and free outing, check out the National Steinbeck Center on One Main Street in Salinas on Saturday. To honor John Steinbeck's 113th birthday, admission will be free for all Monterey County residents. Steinbeck's journey to the Sea of Cortez with Ed Rickets will be celebrated. They are open from 11:00 a.m. to 4:00 p.m. For more information, go to www.steinbeck.org.
If you are looking for something to do on Friday, try the Dine Out Seniors program which will be meeting for lunch tomorrow at 11:30. Meet other senior citizens and have a good meal! For more information call 917-1269 or 422-0333. The Black Bear is located at 805 West Laurel Drive.
Millions of Baby Boomers are headed for retirement without the proper tools to figure out how to live on what they have managed to save, their Social Security and any other assets that they have. Check out this lengthy Wall Street Journal article which had myriad apps and web sites which can help you figure out how to manage your finances during retirement. They range from apps to help with budgeting to rebalancing 401K’s to calculators which estimate how long your nest egg might last. There are also apps related to legal issues, health care and end of life planning. And many of them are free!
Planning for retirement is difficult, particularly in light of the fact that we recently went through a brutal recession and interest rates are ridiculously low. Many retirement planners are using a strategy called income layering, an approach which attempts to coordinate a retiree’s income needs at different stages of life with assets in his or her portfolio. Under this plan, you draw from one or more sources initially, then add new supplementary layers of income as your retirement progresses. No plan is perfect. However, this one makes a lot of sense as it tries to keep up with inflation without liquidating principal. For more on this strategy, talk to a financial planner.
I am happy to say that business is booming at Family inHome Caregiving! We have had a greater than anticipated influx of new Clients over the past two weeks, many of which have been referrals from past and current Clients. Our reputation for having the best caregivers in Monterey County is growing. We are currently looking for a handyman as well as qualified caregivers.
Family inHome Caregiving of Monterey is seeking compassionate, mature and dependable caregivers (Companion Aides) who want to improve the lives of our elderly Clients by providing in-home, non-medical care, particularly those seeking live-in positions or those who can work 24-hour shifts. Our services include:
Monitoring of safety while bathing
Information and referral services
Other services that improve the safety, security and quality of life of seniors.
If you believe you would make an exceptional Companion Aide, we would love to hear from you! We prefer those with experience helping the elderly, disabled and others with mobility problems. Having cared for those with dementia and/or Alzheimer's is a plus. To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle. To apply, please visit our web site www.fhcofm.com, click on careers where you can fill out an application online. We have immediate openings all over Monterey County. Service areas include:
Aromas, Carmel, Carmel-by-the-sea, Carmel Highlands, Carmel Valley, Castroville, Corral de Tierra, Del Rey Oaks, Gilroy, Gonzales, Greenfield, Hollister, King City, Marina, Monterey, Morgan Hill, Moss Landing, Paicines, Pacific Grove, Pebble Beach, Prunedale, Salinas, San Juan Bautista, Sand City, Seaside, Soledad And Tres Pinos
The Alzheimer's Association is having their "Care Academy Part 2" which is a workshop that describes approaches that meet each individuals needs when dealing with Alzheimer's disease and other dementias. If you are caring for a loved one with this terrible disease, please contact this great organization at 1-800-272-3900. The meeting will be on Tuesday, February 24 from 1:00 to 5:00 p.m. at their Ryans Ranch Office at 21 Lower Ragsdale Drive.
The Food & Drug Administration (FDA) warned doctors and hospitals on Thursday to use extra caution in disinfecting a hard to clean medical scope which is spreading powerful new superbugs which have caused infectious outbreaks all across the country. The tools, called duodenoscopes, are used on about 500,000 people per year. About seven patients, including two which have died, have been linked to the contaminated tool while 150 others are known to have been exposed to the bacteria. The FDA is analyzing new disinfecting protocols but has yet to come up with a solution.
There has been quite a bit of frustration amongst consumers who rely on government ratings to choose a nursing home for their loved one, only to find up that the facility doesn’t live up to its high rating. That’s because much of the data reported to Medicare on which the ratings are based is self-reported by the nursing home and not verified by government officials. I was happy to read that new ratings have just been released which are based on tougher standards. Under the new guidelines, nearly a third of the nation’s nursing homes got lower scores on the government’s five-star scale. To see how nursing homes fare under the new guidelines click here.