Widows And Widowers Beware Of Rolling Over Your Deceased Spouse’s 401K Into Your Own

A glass jar with retirement sticker filled with money

After losing your husband or wife, it’s tempting to simplify all of your financial assets and consolidate them.  However, it’s ill-advised to do this if you are younger than 59.5 years old.  IRS rules allow you to make withdrawals from your late husband’s retirement accounts with no penalty (although you will have to pay income taxes on the withdrawal).  You can also file your taxes as married filing jointly in the year that he or she died and get a better tax rate than filing as single.

A senior couple sitting and doing a workout with dumbbells

In a 2021 review of 16 studies, researchers found that just 30 to 60 minutes per week of muscle-strengthening or “resistance” exercise increased life expectancy by 10-17%.  These activities range from calisthenics, to Pilates or yoga and can even include carrying the groceries or your grandchild!  Eating protein can also help strengthen your muscles.  Women 50 and older need at least 25 grams of protein per day (30 grams for men).  Studies have shown that seniors combining this style of eating with resistance exercise, their bodies responded like they were in their 20’s.

 

 

Mount Hermon, CA Home Care Aide (HCA) Senior Caregiver Jobs Available : Set Your Own Hours : $2 Per Hour More On Weekends

elderly lady in wheelchair with caregiver - santa cruz county home healthcare

Mount Hermon, CA  Home Care Aide (HCA) Senior Caregiver Jobs Available : Set Your Own Hours : $2 Per Hour More On Weekends (Aptos, Ben Lomond,  Boulder Creek, Capitola, Davenport, Felton, Freedom, Mount Hermon, Santa Cruz, Scotts Valley, Soquel & Watsonville)

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County over the past decade, and we are now expanding into Santa Cruz County.   We are currently looking for qualified caregivers.

Family inHome Caregiving is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.  We have immediate openings.

https://tsc221.ersp.biz/index.cfm?event=Apply.index

Ready To Travel Again? Get Great Road Trip Advice From AARP : By Derek Baine

Senior couples doing cardio exercises on the yoga mat

There are so many national parks and other  beautiful places in America that you can visit for little to no cost (ignoring the outrageous cost of gas now, of course).  For ideas on taking a road trip, turn to the AARP who just posted a great video on this topic at www.aarp.org/roadtrips.

Feel Like You Are Becoming A Hoarder : Decluttering Tips From AARP Live : By Derek Baine

Four old people giving a thumbs up

Sentimentality plays a large part in all of our daily lives, and sometimes it’s hard to let things go, even if you rarely look at them.  However, it can become unhealthy and unsafe if you have too much clutter strewn about your house.  If you feel that you may be carrying around too much junk in your life, check out AARP’s decluttering video online at www.aarp.org/aarplive

Carmel, CA Ward Off Alzheimer’s And Dementia By Going To Bed Early

One of the easiest ways to try and ward off Alzheimer’s disease or some other form of dementia is by going to bed early, according to Sara Mednick, professor of cognitive science at the University of California Irvine.  She tells AARP The Magazine (April/May 2022, page 38) that we should all be in bed by 10:00 p.m.  “The earlier you get to sleep, the more slow-wave sleep you’ll get,” says professor Mednick, the author of The Power of the Down State.  Slow-wave Sleep connections between areas of the brain to create stronger memories.  However, SWS goes by the circadian clock and peters out at about 1:00 a.m.  Regular readers of my blog know that both my grandmother and my father had this terrible disease when they passed away.  There is a great group of people at the Alzheimer’s Association in Ryan Ranch who are there to help you.  They also have a 24-hour hotline at 1-800-272-3900.

 

Doctors Not Picking Up On Symptoms Of Heart Disease In Women

A doctor showing the report to the senior female patient

There was a disturbing story in The New York Times which reported that new research found that women may not realize that they are having symptoms of heart problems, and that their doctors aren’t picking up on it either.  Studies have shown that women are more likely than men to dismiss the warning signs of a heart attack, sometimes waiting hours or even longer before calling 911 or going to the hospital.  Now researchers are finding that this may be due to the fact that women have less serious symptoms than men when having a heart attack, and doctors have also been downplaying their symptoms and delaying treatment.  Women sometimes have no chest pain but rather have more subtle symptoms like shortness of breath, cold sweats, malaise, fatigue and jaw and back pain.  And when they do get to the hospital, a study which was published in the Journal of the American Heart Association which studied data from millions of emergency room visits before the pandemic, found women complaining of chest pain had to wat an average of 11 minutes more than men to see a doctor or nurse.  The study also found that women were less likely to be admitted to the hospital, had less thorough evaluations, and were less likely to be administered tests like an electrocardiogram, or EKG, which can detect heart problems.  One study found that women complaining of symptoms consistent with heart disease, including chest pain, were twice as likely to be diagnosed with a mental illness than men who complained of identical symptoms.

Castroville, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available : Set Your Own Hours: $2/Hour Extra On The Weekends CNA Or HHA Designation A Plus

I love Caregivers Logo in red and black color

Castroville, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available : Set Your Own Hours: $2/Hour Extra On The Weekends CNA Or HHA Designation A Plus (Service Areas Are Aromas, Big Sur, Carmel, Carmel-by-the-sea, Carmel Valley, Castroville, Corral-de-Tierra, Gonzalez, Greenfield, King City, Marina, Monterey, Pacific Grove, Pebble Beach, Prunedale, Salinas, Seaside & Soledad

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County over the past decade and have recently expanded into Santa Cruz County.   We are currently looking for qualified caregivers.

 

Family inHome Caregiving of Monterey and Santa Cruz is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

 

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.  We have immediate openings all over Monterey County.

Monterey, CA An Interesting New Twist On Alzheimer’s & Dementia Testing

A happy old woman

A new training tool dubbed the Interview For Decisional Abilities, or IDA, helps to assess whether some seniors can make informed choices about their own care and well being.  Although not specifically a test for Alzheimer’s disease or dementia, it was developed by two geriatricians to help Adult Protective Services (APS) workers decide if seniors have the cognitive ability to make financial and other decisions, even if those fly in the face of what family members want.  It’s also used by hospital discharge planners to assess whether a patient has the capacity to assist on going home instead of going into rehab.  Assisted living facilities may also start using IDA to see if new residents understood the contracts that they were signing.  Regular readers of my blog know that both my grandmother and my father had this terrible disease when they passed away.  There is a great group of people at the Alzheimer’s Association in Ryan Ranch who are there to help you.  They also have a 24-hour hotline at 1-800-272-3900.

Carmel Valley, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available : Set Your Own Hours: $2/Hour Extra On The Weekends CNA Or HHA Designation A Plus

A woman combining the old man's hair with the comb

Carmel Valley, CA Home Care Aide (HCA) Senior Alzheimer’s & Dementia Caregiver Jobs Available : Set Your Own Hours: $2/Hour Extra On The Weekends CNA Or HHA Designation A Plus (Service Areas Are Aromas, Big Sur, Carmel, Carmel-by-the-sea, Carmel Valley, Castroville, Corral-de-Tierra, Gonzalez, Greenfield, King City, Marina, Monterey, Pacific Grove, Pebble Beach, Prunedale, Salinas, Seaside & Soledad

We have developed a reputation for having the best caregivers (Home Care Aides or Senior Companions) in Monterey County over the past decade and have recently expanded into Santa Cruz County.   We are currently looking for qualified caregivers.

Family inHome Caregiving of Monterey and Santa Cruz is seeking compassionate, mature and dependable caregivers who want to improve the lives of our elderly Clients by providing in-home, non-medical care.  Our services include:

Caring companionship

Meal preparation

Incidental transportation

Running errands

Light housekeeping

Medication reminders

Monitoring of safety while bathing

Information and referral services

Other services that improve the safety, security and quality of life of seniors.

If you believe you would make an exceptional Home Care Aide, we would love to hear from you!  We prefer those with experience helping the elderly, disabled and others with mobility problems.  Having cared for those with dementia and/or Alzheimer’s is a plus.  To work for us, you must have excellent references, a clear criminal record, a good driving record, and an insured reliable vehicle.  To apply, please visit our website www.fhcofm.com, click on home care aides, then careers where you can fill out an application online.  We have immediate openings all over Monterey County.